Supplies Needed Tube of choice. I used Mittens by Keith Garvey. You can purchase Tube and get License# HERE.  Mask of choice. I used ChristmasMask1. You can get it HERE. Font of choice. I used FrancineHmk. You can find it HERE. Scrapkit called Christmas Cards by Candys Treats. This is a PTU kit that can be purchased HERE.
Elements used in this tag .... Paper8 Frame5 PaperSolid2 BaubleStackTall2 GREENCluster Stars3 BaublesString Star3 Stars2 Baubles4

This tutorial is written for those who have a working knowledge of PSPx4 (any version should work). This tutorial is of my own creation and was written on December 14, 2013. Please do not copy and paste on any other site, forum or blog. This tutorial is copyrighted to me only. Any resemblance to any other tutorial is purely coincidental.
Let's Get Started.  Any Questions Please Check My Example Tag. (Remember to save often)

Open new image 600x600. Add new raster layer and flood fill #FFFFFF. Open Paper8 and add as a new layer. Open Mask of choice or the one I used (ChristmasMask1). Layers/New Mask Layer/From Image/Source Luminance/Invert Mask Data. Layers/Merge/Merge Group.
Open Frame5 Paste As A New Layer Resize 65% Add Drop Shadow
Open PaperSolid2 Paste Below Frame Remove Excess Paper
Open Tube Of Choice Paste As A New Layer Position And Resize As Needed Add Drop Shadow
Open BaubleStackTall2 Paste As A New Layer Resize 65% Add Drop Shadow
Open GREENCluster Paste As A New Layer Resize 75% Duplicate Add Drop Shadow
Open Stars3 Paste As A New Layer Resize 75% Flip Horizontal Add Drop Shadow
Open BaublesString Paste As A New Layer Resize 75% Add Drop Shadow
Open Star3 Paste As A New Layer Resize 45% Add Drop Shadow Duplicate
Open Stars2 Paste As A New Layer Add Drop Shadow
Open Baubles4 Paste As A New Layer Add Drop Shadow
Add Name and Copyright info.
Merge visible
Resize 80% (if desired)
Save as a PNG!

I would ♥ to see your results. E-Mail me a copy HERE and I will add it to my site!!